In her address to the IIEA, Ruth Owen, Deputy Director at FEANTSA, examines the European Union’s efforts to address homelessness through its evolving affordable housing agenda. As the EU has no direct competence in housing, the responsibility for policies on and investment in social and affordable housing remains with the Member States. Drawing on over a decade of experience in homelessness policy, she explores the potential of EU initiatives to support more inclusive and effective housing solutions across Member States, including the European Platform on Combatting Homelessness and the affordable housing initiative as part of the Commission's renovation wave strategy for Europe. She considers the challenges of implementation, the role of national governments, and the need for integrated policy responses to ensure that affordable housing contributes meaningfully to the fight against homelessness. Speaker bio: Ruth Owen is Deputy Director at FEANTSA (European Federation of National Associations Working with the Homeless), where she has worked since 2010. She is an expert on homelessness and public policies to address it. She has a special interest in housing policy. Prior to working on homelessness, Ruth studied geography and worked as a teacher in London.