The PaymentsJournal Podcast

Payments data has become a crucial cornerstone for any company that processes transactions. Despite the availability of powerful analytics tools, many companies can’t leverage the true potential of their payments data because their information is siloed and scattered across multiple systems. In a recent PaymentsJournal podcast, Mike Meeks, Chief Technology Officer at BHMI, Jon Protaskey, […] The post The Competitive Advantages of Payments Data Consolidation appeared first on PaymentsJournal.

Affluent families are increasingly targeted by criminals and financial advisors must take a more proactive stance to mitigate the cyberthreats, for both clients and their children. According to Javelin’s wealth management research, a large 45% of investors say they expect their wealth management advisors to educate and shield them from cyber and fraud risks. In […] The post Cyber Risk Management for Children, Families: A Wealth Manager’s Role appeared first on PaymentsJournal.

The payments industry has undergone more change in the past few years than it has in the preceding few decades. The rise of instant payments, the arrival of fintechs, the consumerization of payments, and the onset of open banking have driven significant shifts in the business payments terrain. In a recent PaymentsJournal podcast, James Richardson, […] The post Rapid Time to Value: Modernizing Business Payments appeared first on PaymentsJournal.

After years of restrictions and uncertainties, people are eager to travel the world again, whether for leisure, business, or reconnecting with loved ones. As a result, international travel is getting back to—and in some cases even surpassing—pre-pandemic levels.  Dynamic Currency Conversion, or DCC, is making the travel experience more seamless. On a recent PaymentsJournal podcast, […] The post Reinventing Currency Exchange for Global Travelers appeared first on PaymentsJournal.

In an era marked by rising inflation, prepaid cards have become more than mere financial tools. They are increasingly seen as strategic assets in managing the economic pressures felt by consumers and retailers alike. The benefits of gift cards extend beyond financial transactions, helping retailers build personal relationships and loyalty with their customers. In a recent […] The post It’s a Gift: The Hidden Benefits of Prepaid Cards appeared first on PaymentsJournal.

With the growing demand for immediacy and a seamless experience in personal finance, credit unions must keep up to remain competitive. While many of these institutions have remained competitive with lower rates, they often lag behind banks and other lenders in the digital lending space in convenience. In an era of instant credit, speeding up […] The post In a Digital World, Credit Unions Find Their Footing appeared first on PaymentsJournal.

In the past, the chief financial officer’s role has been somewhat relegated to the financial aspects of a business. Now, CFOs face a challenging array of responsibilities that include payments modernization, fraud mitigation, and the selection and implementation of technological solutions. In a recent PaymentsJournal podcast, Jeff Feuerstein, SVP of Paymode-X Product Management and Market […] The post We Speak Tech: How CFOs are Reinventing the Enterprise appeared first on PaymentsJournal.

Organizations have faced the challenge of deriving insights from their data for a long time. Some enterprises have the ability and resources to do this, but others are far behind. Artificial intelligence (AI) has the capability of catapulting data analysis into the future, allowing enterprise analytics to fit into the daily, general health and success […] The post Where Will AI Take Data Analytics? The Sky Is the Limit appeared first on PaymentsJournal.

Instant payments systems have gained traction in countries that had cash-based payments infrastructures. While services like FedNow and the RTP network have launched in the U.S., instant payments haven’t taken hold due to the firmly established financial system. In a recent PaymentsJournal podcast, Abeer Bhatia, CEO of Personal Lending & Head of Enterprise Payments at […] The post A Powerful Nexus: The Present and Future of Instant Payments appeared first on PaymentsJournal.

Organizations turn to fintechs for payment solutions that are as efficient and seamless as the transactions they facilitate. However, behind these smooth interfaces lies a labyrinth of challenges. Security concerns, regulatory compliance, and constant technological upgrades are just a few of the hurdles fintechs must navigate to provide what appear to be simple solutions. For […] The post Making a Complex Payment Situation Simple for Your Customers appeared first on PaymentsJournal.