This is such a great episode covering Seven Ancestral Swap That Will Save You Money. We are assuming you are already well on the way to eating ancestral diet, so these are not swapping ancestral foods for conventional foods; these are swaps within the ancestral food paradigm that Alison and I have utilized to save money - within saving money. Everyone is tightening up their budgets right now and we are no exception to that. The conversation around fats, dairy products and drinks and so much more in this episode is so interesting; and the last, most complex swap is a very interesting one that has saved our family thousands of dollars, and it is well worth the time and effort it takes to investigate it.* * * * * * * * * * * * * * * * * * * * * * * * * *One Earth Health make the grass-fed organ supplements we use and trust. Get 15% off your first order here and 5% off all subsequent orders here.* * * * * * * * * * * * * * * * * * * * * * * * * *Get our two podcast cookbooks:Meals at the Ancestral HearthSpelt Sourdough Every DayAlison's course, Rye Sourdough Bread: Mastering The Basics is here, with a 10% discount applied!Alison's Sowans oat fermentation course is here, with a 10% discount applied!Get 10% off any course at The Fermentation School: click here and use code AKP at checkout.Get 10% off US/Canada Bokashi supplies: click here and use code AKP.Get 10% off UK Bokashi supplies.Visit our (non-Amazon!) bookshop for a vast selection of ancestral cookbooks: US link here and UK link here.* * * * * * * * * * * * * * * * * * * * * * * * * *Our podcast is supported by Patrons in ancestral kitchens around the world!Come join our community! You can choose to simply sponsor the podcast, or select from a variety of levels with benefits including monthly live Zoom calls, a private podcast feed stuffed with bonus content from Alison and Andrea, and a Discord discussion group.To read more about becoming a patron and explore the various levels, click here!* * * * * * * * * * * * * * * * * * * * * * * * * * What we cover:Use regional fatsSwap sour cream for other home-made milk fermentsUpgrade your shop fizz to some favourite fermented drinksEnjoy Chai mixes instead of cocoaStudy the grains you use and look for alternativesSub in organ meat and/or pulses for ground

Understanding how to navigate taxes in retirement is crucial for preserving your hard-earned income. From Roth conversions to Qualified Charitable Distributions (QCDs), implementing effective tax strategies can significantly impact your financial future. Recognizing the importance of Required Minimum Distributions (RMDs) and the Income-Related Monthly Adjustment Amount (IRMAA) will empower you to make informed decisions about your retirement income. Join Micah and Christian as they explore vital tax planning strategies that can help you manage your retirement finances effectively. They cover key topics such as the benefits of timing your withdrawals, leveraging tax credits, and minimizing your taxable income. You’ll learn about common pitfalls to avoid and gain practical insights to enhance your tax strategy. Protect your retirement savings from excessive taxes. Explore ways to build a tax-efficient strategy that enhances your income and supports your financial aspirations. Begin your tax planning today to pave the way for a secure and satisfying retirement! https://zurl.co/fiiS

”When I think about sales, it's really nurturing relationships and manufacturing opportunities. That is your job all day, every day.” - Adam KurzawaThe finer details of this episode:Insights on business development strategies for creative agencies.Emphasis on nurturing existing client relationships for agency growth.Discussion on effective outreach efforts and relationship-building in sales.Importance of hiring for business development roles, focusing on soft skills and industry knowledge.Strategies for identifying growth opportunities within current clients.Challenges and considerations in the hiring process for sales positions.The significance of maintaining personal connections in business.Episode Resources:Summit Virtual CFO by Anders website: https://www.summitcpa.net/Love our content? Sign up for our newsletter: https://www.summitcpa.net/summit-newsletterDigital Dollars and Cents: A Virtual CFO’s Playbook to help Digital Companies Create a Financial Roadmap to Success, is now an audio book! Download it here: https://vcfo.summitcpa.net/ddcConnect with Adam here: https://www.linkedin.com/in/adamkurzawaCheck out Infinum here: https://infinum.com/Timestamps:Introduction to the Show (00:00:00)Jamie and Jody welcome listeners to "The Creative Agency Success Show," highlighting its purpose for agency owners.Friendship and Professional Journey (00:00:35)Jody discusses his long friendship with Adam and Adam's professional growth in business development.Practical Business Development Insights (00:01:14)Jamie emphasizes the practicality of Adam's insights for agencies struggling with business development and sales.Discussion on Pipeline and Biz Dev (00:03:33)The conversation shifts to building a sales pipeline and strategies to enhance business development.The Importance of Existing Clients (00:04:14)Adam stresses focusing on upselling and nurturing relationships with existing clients for growth.Outbound Marketing Strategies (00:07:41)Discussion on effective outbound marketing tactics, emphasizing personalized approaches over traditional methods.Manufacturing Opportunities (00:10:37)Adam shares ideas on creating memorable events to foster connections and generate new business opportunities.Building Relationships for Biz Dev (00:13:09)Adam discusses the importance of having advocates within client organizations to facilitate business development.Hiring for Growth Roles (00:16:25)The speakers discuss key qualities to look for when hiring a strategic growth director for business development.Complementary Roles in Sales Teams (00:21:07)The idea of having two types of salespeople: hunters and facilitators, to enhance business development.Monitoring Sales Performance (00:21:45)Importance of regular check-ins and analyzing funnel activity to assess sales performance.Referrals and Trust in Sales (00:26:30)Discussing how referrals enhance credibility and ease the sales conversation.The Ineffectiveness of Cold Calling (00:26:40)Critique of cold calling as a sales strategy, emphasizing its challenges and ineffectiveness.Text Communication in Sales (00:28:10)Advocating for transitioning leads from LinkedIn to more personal communication methods like text.Patience in Sales Conversations (00:31:52)The importance of patience in conversations and planting seeds for future business opportunities.Importance of Business Development (00:40:16)Speakers emphasize the need for proactive steps in business development for 2025.Contacting Adam (00:40:21)Adam shares how listeners can reach him for business discussions.

Knowing when to step back, good quality conversations, space for both talking and listening, interacting with the environment around you…Gillian Craig shares her expertise as a language teacher and consultant, as well as a parent herself. We problematise when is the right time to stop babbling back to a child, how much choice we give to children, should we use ‘big’ words with children, whether watching TV is useful for learning language, creating a need to communicate, and much more… Read Gillian’s article here: https://thevoiceofearlychildhood.com/why-is-my-child-not-speaking-yet Listen to more: If you enjoyed this episode, you might also like: My child can’t write yet – Helen Battelley https://thevoiceofearlychildhood.com/my-child-cant-write-yet-the-foundations-of-early-writing/ My child can’t read yet – Stacy Benge https://thevoiceofearlychildhood.com/my-child-cant-read-yet/ Episodes mentioned in this recording:  Proactively promoting positive mental health – Matt Bawler https://thevoiceofearlychildhood.com/proactively-promoting-positive-mental-health/ The power of play in the absence of language – Marlis Juerging-Coles https://thevoiceofearlychildhood.com/bridging-language-barriers-for-eal-children/  Episode break down: 00:00 – My own concerns as a parent 04:30 – The intersections of parent and educator 06:00 – More input is not always better! 09:00 – Language learning through everyday routines 13:45 – Treating your child like they DO understand language 14:15 – Serve and return interactions 16:00 – You ARE doing the right things! 19:00 – If a child is not ready, don’t force them! 21:50 – Don’t always fill gaps of silence! 24:00 – Reading stories is SO valuable 26:40 – Giving children a NEED to communicate 28:50 – Is babbling back to babies ok? 36:55 – Don’t be scared of using ‘big’ words 41:30 – Labelling feelings to support self-regulation 42:30 – How watching TV can support language 52:00 – Top tips for parents and educators in Gillian’s article For more episodes and articles visit The Voice of Early Childhood website: https://www.thevoiceofearlychildhood.com

In this episode of The Foreclosure Fix, DJ Olojo breaks down former President Donald Trump’s housing policies and how they could impact homeowners. Trump focuses on reducing mortgage rates by tackling inflation, offering tax incentives for first-time homebuyers, and increasing housing supply through new construction and regulatory reform. However, the details of how these goals will be achieved remain unclear.Trump also proposes restricting immigration, which could impact construction labor costs and drive up housing prices. Both Trump and Vice President Kamala Harris have pledged to protect Social Security, which is crucial for many Americans.DJ encourages listeners to be informed voters by researching candidates and ballot measures thoroughly.Key Takeaways:Inflation Control: Focuses on lowering mortgage rates and offering tax breaks for first-time buyers.Housing Supply: Plans to cut red tape and use federal lands for new construction.Immigration Reform: Proposed restrictions could raise construction labor costs.Social Security: Both Trump and Harris aim to secure benefits for seniors.For more information about foreclosure, visit our website at https://www.theforeclosurefix.com

#retirement #retirementtravel #lifestartsatretirement This coming year is going to be a very special and big one for us! We have decided to take this first year after Ken's retirement to travel, travel, and travel some more.We are going to 29 different countries and experience everything that we can!Watch the video to see where we are going and to see how you can have fun with us and follow our journey! And get inspired for your own retirement travels.If you enjoyed the video please subscribe, like and turn on notifications, thank you ❤️

Foundations of Amateur Radio One of the unexpected benefits of this hobby is how it provides you with the ability to connect to others in ways that are not directly related to radio. Take for example Steve. Steve appears at unpredictable times and locations, been hunted by citizens and scientists and unlike Steve's potential invisible cousin, the proton arc, has been photographed by aurora hunters many times. It looks like observations go back as far as 1705. In 2017, physics professor Eric Donovan saw some of these photos and got curious. Assisted with GPS coordinates from an aurora hunter in Alberta, Song Despins, Eric correlated the time and location and it turns out that Steve was observed as a ribbon of gas 25 kilometres wide, 300 kilometres above Earth with a temperature of 3,000 degrees Celsius by the European Space Agency's Swarm, a constellation of magnetic field measuring satellites in orbit since 2013 and planned as a four year mission, so-far it has almost managed eleven years. Steve? Yeah, it's not named after Steven Hawking or Steve Martin, rather, if you're seeing something unexplained, you might name it something less scary, like the hedge in the movie "Over the Hedge". Steve was given a backronym, finding words after the fact, Strong Thermal Emission Velocity Enhancement, but I prefer Steve. The NASA team at Goddard Space Flight Center have adopted Steve, so it looks like a keeper. I would never have even stopped to read the recent article in the local news, let alone dig into the various publications, if it weren't for the notion that Steve is one of many phenomena affecting the ionosphere and with it our hobby. Here's another example. Vance KV4P published a plan on kv4p.com, outlining a $35 project that requires minimal soldering that makes any Android phone into a handheld radio for 2m. Using a radio module, a micro-controller, a short USB cable, antenna connector, antenna and some sticky gel pads, Vance has come up with an open source project and circuit-board design that will get you on your way. He's even designed a 3D printable enclosure so you don't have to scare your friends with a bare circuit board. Whilst the Android app is in beta, that is, not quite fit for human consumption, you'll need to drop an email to Vance to get in on the action. Source code is on GitHub. I came across this project after breakfast, reading the "Y Combinator - Hacker News" which features all manner of weird and wonderful projects, links and questions from all over the technology sphere. The post has expansive discussion on Vance's project, including thoughts on other ideas on how to do interesting things related to our hobby. Again, if it weren't for the fact that I'm already an amateur, I would never have taken more than a glance at this and I would never consider that this was a doable project, let alone discover other amateur radio projects like HamWAN and AREDN, or the Amateur Radio Emergency Data Network. The point being that we as amateurs are often pigeonholed by society into the idea of obsolete, disconnected and quaint. I'm here to tell you that our hobby has made me more alive than ever, more connected to others around me, more observant to electrical and physical phenomena and if that makes me quaint, I'm Okay with that. Also, while we're on the topic of being Okay. Charles NK8O reached out and told me that after listening to me talk about FT8 and his Morse code achievements, he cracked up and then raised the stakes by pointing out that you can get on HF with CW, that's continuous wave, or more commonly, Morse Code, for about $100, where a kit capable of SSB, Single Side Band, or more generally audio, will likely set you back significantly more. His advice, which I cannot fault, "Get on the air!", presumably to make some noise. I'm Onno VK6FLAB

This week, Jeff and Jonathan are discussing fall lawn care. Should you rake your leaves or mulch them? This year, Jeff isn't doing anything as he'll be traveling. He'll make sure to report back next summer on how things worked out.After the break, the guys explore various indoor gardening methods for the winter months. You can grow a variety of plants and vegetables, including lettuce, sprouts, and even mushrooms. Jeff adds that with a little creativity, you could even grow potatoes indoors.Finally, they answer a listener's question about which annual seeds to plant this fall for spring growth.All this and more on this episode of Teaming with Microbes!**********************************************Have a question? Let us know at teamingwithmicrobes@me.comPlant a row for the hungry/Read Teaming With Microbes, Teaming With Nutrients and Teaming With Fungi!Thanks to our sponsors:Big Foot MicrobesNumber 2 Organics made in partnership with Malibu CompostDown To Earth All Natural Fertilizers The Teaming with Microbes Podcast is edited and produced with original music by Pod Peak.  Special thanks to the Anchorage Daily News for hosting the show!

With Special Guest, Chris Pedder Think AI is all about buzzwords and breakthrough moments? Think again. Markus and Chris navigate the gritty reality of AI’s ‘messy middle’—the point where big ideas meet even bigger challenges. Grab your headset and get ready for an unexpected dive into the future of tech, where innovation truly happens after the hype fades. From ethical dilemmas to economic realities, this episode will change how you see AI’s role in our world. Links and Connections from the Episode Chris Pedder - https://www.linkedin.com/in/chris-jb-pedder/ Obrizum - https://obrizum.com/ Ray Kurzweil - https://en.wikipedia.org/wiki/Ray_Kurzweil Perplexity - https://www.perplexity.ai/ you.com - https://you.com/ Corey Doctorow on Enshittification - https://pluralistic.net/2023/01/21/potemkin-ai/#hey-guys Nick Bostrum on Paperclips - https://onlinelibrary.wiley.com/doi/10.1002/9781118922590.ch23 IBM article on AI Alignment - https://research.ibm.com/blog/what-is-alignment-ai Anil Seth on Consciousness and AI - https://osf.io/preprints/psyarxiv/tz6an

Welcome to The BetterLife Podcast! Our names are Brandon Turner and Cam Cathcart and we teach people how to BUILD WEALTH WITHOUT LOSING THEIR SOUL through real estate investing!So if you like what we're putting out, please do us a favor by:subscribing to the showleaving us a ratingsending this episode to a friend==========🎥 SHOW DESCRIPTIONOn this edition of CashFlow Friday, we sit down with the one and only, Mike Curadossi! Mike is a real estate investor who focuses primarily on Section 8 Rentals! Though he began flipping single family homes, he has now successfully carved out his niche as the "Section 8 Done Right" guy, reaching 72 units and... get this... $46,000/month in cash flow!Specifically, we talk about:• how to increase rents without risking your tenants moving out (or even having to pay more)• how to get your tenants to say 8 years instead of 2 years• how to vet tenants• the FIRST PRACTICAL STEP to get started in Section 8• and SO much more==========📲 CONNECT WITH ME (Brandon)Instagram: @BeardyBrandonTextletter: BeardyBrandon.com/text📲 CONNECT WITH CAMInstagram: @Cam.Cathcart📲 CONNECT WITH MIKEInstagram: @section8donerightFacebook: @section8donerightWebsite: https://section8doneright.com==========No matter where you are on your real estate investing journey, we've got something for you...TOTAL NEWBIE? Go to 👉 FirstDeal.com 👈 to learn about my (Brandon's) course and community that GUARANTEES you will buy your first real estate deal in the next 12 months (or your money back)!WANT TO FLIP HOMES? Check out 👉 DealFlowRealEstate.com 👈 to take Cam's free course and learn more about how to start flipping and wholesaling (the RIGHT way)!LOOKING TO SCALE? See what the BetterLife Tribe is all about at 👉 ABetterLife.com 👈 We set you up with a 1-on-1 accountability coach, hundreds of hours of free courses, and a bunch of face time with me to help you go from 1, 2, 10, or 20 doors to financially free!P.S. The BetterLife Tribe donates all the profits to fight human trafficking... I literally don't take a cent. I'll make money elsewhere.==========🙏 SHOW SPONSORSAll of our show sponsors are handpicked by us to make sure they align with our values and can help YOU succeed in building wealth! Today's show sponsors are:• HireTrainVA.com - Hiring my first Virtual Assistant LITERALLY 10x'ed my productivity! But it can be intimidating to try and post an international job ad, conduct interviews, and train somebody. That's where HireTrainVA.com comes in! They'll handle it all - start to finish! Plus, tell them we sent you and you'll get 10% off!• BetterLife Tribe - If you're an existing real estate investor and you want to scale but you don't know how to supercharge your journey, just know... I've been there! And if that's you, check out my personal mastermind for EXISTING INVESTORS ONLY called the BetterLife Tribe at ABetterLife.com==========Disclaimer: This is not an offer, solicitation of an offer, to buy or sell securities. Past performance consult with a tax or legal adviser before making any investment decision. For additional disclaimers, please visit http://odcfund.com.==========#realestateinvesting #BrandonTurner #BeardyBrandon #FinancialFreedom #realestate