Temperament: Money, Mind & Emotions

We live in an age where SIPs, insurance plans, and retirement calculators are just a tap away. But despite the access and awareness, most of us hit pause before the plan plays out.In this episode, we unpack the deeper forces that derail long-term financial consistency. It’s not just about knowledge—it’s about belief, emotion, and behaviour. We discuss:Why short-term temptations overpower long-term intentions?How emotional disconnect makes us abandon well-meaning plans?The hidden influence of childhood money patterns and identity triggers.What makes someone stick with a plan—and why another quits halfway?Behavioural hacks to build consistency, from micro-actions to meaningful goals.*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Why are so many people in India risking their money on betting apps? Once seen as shady or underground, betting platforms have now gone mainstream—gamified, glamorised, and accessed by millions. But behind the thrill of the game lies something deeper.In this episode, we explore the behavioural psychology behind betting, how it hijacks our decision-making, and why breaking the cycle is so hard. We discuss:Why betting apps feel more exciting—and more accessible—than long-term investing?How algorithms are designed to reward you just enough to keep you hooked?The psychological traps of sunk cost, illusion of control, and herdingHow childhood, income level, and financial stress shape our money risksWhat it really takes to walk away—from self-exclusion to professional help?*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

What if aviation wasn’t just for airlines anymore? From private charters and drone academies to electric aircraft startups and infrastructure plays, India’s aviation sector is quietly opening up to a new kind of investor.In this episode, we explore how aviation is becoming a serious investment opportunity—beyond just aircraft ownership—and what you need to know before stepping in. We uncover:Why charter plane leasing and fractional ownership are gaining investor interestHow deep-tech startups are building electric aircraft for urban mobilityThe growing role of drones in agriculture, logistics and defenceHow pilot training and aviation EdTech could become the next big opportunityWhy EVTOLs (electric vertical takeoff and landing aircraft) are creating an entirely new ecosystem for long-term playsWatch full conversation with Capt. Shivan M Bhagvati : https://youtu.be/CXy-Wj8XKb4?si=qfKpoC-3xftH_y6_*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

What do the ultra-wealthy know about money that most of us don’t? As India witnesses a historic rise in multi-generational wealth, the real secret isn’t just better investing—it’s a completely different way of thinking.In this episode, we dive into the psychology, systems, and temperament that shape how HNIs preserve and grow wealth across decades. We explore:Why creating wealth is not the same as preserving it?How the ultra-rich plan 30–50 years ahead—often for family members not yet born?The emotional side of money—fear, secrecy, social pressureHow family constitutions keep values and power aligned across generations?Why liquidity, not luxury, is often their biggest strategic edge?Watch full conversation with Munish Randev : https://youtu.be/4a47oKIOoZ4?si=CFhyImuUHIcO6Jts*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

What if your retirement lasted longer than your career? With rising life expectancy and changing family dynamics, the traditional idea of retirement—saving till 60 and resting after—no longer holds up.In this episode we speak to experts across finance, health, and longevity to understand how aging is evolving in India. We explore:Why most retirees run out of money within 15 years?The financial and emotional risks of living longerHow to plan for 30-40 years of retirement, not just 10 or 15Why extending your working years might be the smartest move?The growing need to invest in health, not just wealthWatch full conversation with Jitendra Chouksey: https://youtu.be/e0sRTsRWxDM?si=fmG9hcQRSK_MZuciWatch full conversation with Upasana Koul: https://youtu.be/v684N5MLajA?si=J-MmppnUqhPrvMwV*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Managing money isn’t easy—budgeting, saving, investing—it all takes time and effort. But with AI entering the scene, personal finance is undergoing a major shift. From automating expense tracking to offering personalised investment advice, AI is starting to reshape how we manage our money.In this episode we explore how AI is revolutionising personal finance in India? We dive into:How AI is bridging India’s financial literacy and advisory gapThe rise of AI-powered tools for budgeting and investment decisionsWhy AI can support but not replace human financial advisorsThe role of personality-based finance and real-time personalisationRisks around data privacy and unregulated AI toolsWatch full conversation with Sonam Srivastava: https://youtu.be/rrwQ-HdKVkk?si=dKE0nImLrbkvbYwl*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Love and money—two forces that shape our lives. When they align, they build security and shared dreams. But when they clash, they lead to stress, conflict, and even breakups. Studies show 35% of couples cite money as their biggest source of stress, and 22% of divorces happen due to financial disputes.Yet, for something so crucial, money is often the hardest thing to talk about. Couples plan vacations, discuss the future, and set life goals—so why does discussing finances feel so awkward?In this episode we dive into:Why money conversations are so uncomfortable in relationshipsThe concept of “money dates” and how couples can structure financial talksCommon money mistakes couples make—and how to avoid themHow different financial personalities impact a relationshipManaging finances as a couple: Should everything be joint or kept separate?Watch full conversation with Lisa Pallavi Bohra: https://youtu.be/NfQpYlNGv3A?si=2z7aARkyE6qqVNOhWatch full conversation with Nisha Sanghavi: https://youtu.be/Bf6OyZfHBiY?si=hoK5-DyvwMSldOxx*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Divorce is never just emotional—it’s a financial earthquake. From splitting assets and debts to navigating alimony and future responsibilities, separating finances is often more complicated than ending the relationship itself.But here’s the big question: How do you protect yourself financially before, during, and after a divorce? And what are the biggest money mistakes couples make that leave them vulnerable?In this episode, we unpack:The financial red flags to watch for during a marriageHow asset division actually works in Indian divorcesWhy financial transparency between partners is non-negotiableEssential steps to rebuild your finances after separationReal-life stories of financial blind spots that turned into nightmaresWatch full conversation with Aditi Mohoni: https://youtu.be/-Ir0szqH4_s?si=1cKJuu-i-wrY1hQC*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Investing usually brings to mind stocks, bonds, and real estate. But what if we told you that art—yes, paintings and sculptures—can also be a serious asset class? While some pieces sell for millions, others fade into obscurity. So, what makes art a valuable investment, and how do you know if it’s worth your money?More people, especially in India, are beginning to see art as more than just decoration. But before diving in, it's important to understand how the market works and the risks involved.In this episode, we explore:How art is valued and what drives its priceThe influence of galleries, museums, and collectors on an artist’s market valueKey factors that separate good investments from emotional purchasesEmerging trends like fractional ownership, NFTs, and art leasingWhether art should be a part of your investment strategyWatch full conversation with Pratik Sharma: https://youtu.be/PFxVo5jY3Ac?si=w_T8eG2r4ZaJgsYZ*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Have you ever felt guilty about spending money, avoided checking your bank balance, or worried about finances even when things were going well? You’re not alone. Our relationship with money isn’t just about income and expenses—it’s shaped by past experiences, deep-seated beliefs, and even generational patterns.But here’s the big question: How does financial trauma shape our money habits, and what can we do to break free from it?In this episode, we explore:How past financial experiences influence your decisions todayThe emotional impact of growing up with scarcity or financial instabilityCommon money fears and how they manifest in adulthoodPractical ways to heal financial trauma and build a healthier money mindsetWatch full conversation with Dr. Nitasha Pandey: https://youtu.be/m2bL8UXz0UA?si=_6RyFAeOtTInOg9K*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.